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Bad-credit blues: Bill collectors are hounding you. You can't buy a car, a home or even get a cell phone. You don't have to live like this. Even a sister
For much of my adult life I was burdened with having poor credit. Falling into debt felt nightmarish line ghost of past bad choices always trailing behind me, Not even breaking up with a boyfriend... (Continue Reading)

Win $10,000 toward your first home: six reasons to quit paying your landlord's mortgage and make the move to homeownership
BECOMING HOMEOWNERS WAS A DECISION VALERIE AND RON Francois made well before they got married in June 1999, Valerie, 34, had grown tired after years ...... (Continue Reading)

Score one for credit: improving her credit made it possible for Vivian Alston to own a home
Maintaining good credit can affect your lifestyle in many ways. It can enable you to purchase a vehicle, qualify for extended credit, and increase your ...... (Continue Reading)

Staking your forty acres: the African-American dream of home ownership has long been deferred because of past discrimination. Now, regardless of credit
From Thomas Jefferson to Donald Trump, White men have shown that owning real estate is the cornerstone of wealth building in this country. It's the single largest investment any of us is likely to... (Continue Reading)

Bad credit: cashing in on the new bankruptcy law
Remember "welfare queens"? That absurd image of black, inner-city, unwed mothers--purposely popping out illegitimate babies so that they could ...... (Continue Reading)

MORTGAGE Q & A Bad credit and its impact on getting mortgage
Q. I've had credit problems in the past. How does this impact my chances of getting a home loan? A. Obtaining a home loan is possible even with extremely poor credit. Your past credit problems... (Continue Reading)

Privatize Fannie Mae and Freddie Mac: the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation make mortgage markets inefficient,
Fannie Mae and Freddie Mac are excellent investments because they have tax exemptions and exclusions from securities regulations. These create an advantage ...... (Continue Reading)

Refinance your mortgage now: there's still time to take advantage of the lowest home mortgage rates in 30 years - Real Estate
ALWAYS THE BUSINESSMAN, CHARLES DAVID MOODY JR. OF Atlanta was motivated to find a way to use falling interest rates to boost disposable income. His ...... (Continue Reading)

You can buy a home: if your dream is to have a place to call your own, join our countdown to Home Ownership Campaign. During the next 12 months, we'll
Home economics has an entirely different meaning for us as adults than it did back in high school. Instead of our learning to create marginally edible ...... (Continue Reading)

Refinancing your mortgage may cost you; think seriously before you opt for a home equity loan
Home equity loans are not always a good deal. Some lenders offer great deals only to those who have flawless credit, while those with only minor blemishes ...... (Continue Reading)