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The role of credit scores in consumer lending today The following article is Chapter 1 of Credit Scoring for Risk Managers: The Handbook for Lenders. Elizabeth Mays' book is to be published early in 2004 ...... (Continue Reading) What a better credit score can do for you Your credit score can be friend or your enemy, and by maintaining good credit, your score can actually put more money into your pocket. Credit bureaus ...... (Continue Reading) Lenders gauge mortgage risk - use of credit scoring in assessing borrowers The Federal Home Loan Mortgage Corp is recommending the use of credit scoring by private mortgage lenders. The scores are compiled by three leading credit-reporting ...... (Continue Reading) Perfect score: taking the mystery out of building A-1 credit LIKE MANY, LISA NDIAYE FILLED OUT an application for her first Visa credit card in college. Unlike most, she paid her bills on time, kept the balances ...... (Continue Reading) Homebuyers Finally Getting To See Their Credit Scores WANT to know your score? Now you can have it. And better yet, you can understand it. Individual credit scores, kept secret from homebuyers and mortgage ...... (Continue Reading) Credit report accuracy and access to credit Information that credit-reporting agencies maintain on consumers' credit-related experiences plays a central role in U.S. credit markets. Creditors consider such data a primary factor when they mon... (Continue Reading) Good credit will earn an A; Letter grades join numerical scores in Letters are about to join numbers in reporting credit scores. The nation's three credit bureaus Tuesday unveiled a cooperative system for evaluating ...... (Continue Reading) 5 ways to raise your credit score - Work & Wealth - Brief Article Been denied a loan or a credit card lately? Getting a thumbs-up or-down depends on your score--a credit-ratings system developed by Fair Isaac Corp.... (Continue Reading) Congress faces critical decision about consumer credit legislation - the Fair Credit Reporting Act of 1970 and 1996 - Forum On Emerging Issues Consumers have been the one bright spot in an otherwise sluggish American economy. Much of their ability to drive economic growth stems from relatively ...... (Continue Reading) Diversification benefits from geographical dispersion in multifamily mortgage portfolios Important advances in the estimation of quantitative commercial mortgage credit risk have led to a number of models, services, or tools that increase ...... (Continue Reading) |