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Beware of home equity loans - The Vision of F&I - Brief Article Is a customer better off to use home equity to buy an automobile? Or is dealer-financing a better option? Let's explore. Home equity loans became popular after a 1986 law phased out tax deducting... (Continue Reading) Home Equity Debt Soars Byline: DAVID MYRON Overdependence on home equity loans and lines of credit have economists concerned that consumers are financially over-extended ...... (Continue Reading) Stealing home - home equity loans The lack of tough federal regulations on second mortgage companies and the large amount of paperwork involved in loans are causing thousands of home owners ...... (Continue Reading) The OCC, FDIC, and OTS discuss credit quality, home equity products, and the Bank Secrecy Act Regulators from the OCC, FDIC, and OTS discussed credit quality, home equity products, and the Bank Secrecy Act during an RMA Regulatory Crossfire audioconference ...... (Continue Reading) Agencies issue credit-risk management guidance for home-equity lending The federal bank, thrift institution, and credit union regulatory agencies issued guidance on May 16, 2005, that promotes sound risk-management practices ...... (Continue Reading) Improving home equity risk management practices With market risk rising and compliance requirements likely to expand, home equity lenders must act now to improve their risk management capabilities ...... (Continue Reading) Writing checks on your home: a good idea or not? - home equity loans Writing Checks On Your Home: A Good Idea Or Not? The advertisements shout that if you must borrow money, a home-equity loan is a fine way to do it: "Homeowners, ...... (Continue Reading) Recent developments in home equity lending - includes related articles on consumer satisfaction survey and estimate of aggregate debt The home equity lending market has experienced changes during the 1990s. Home equity lines of credit have become more popular than traditional loans, with ...... (Continue Reading) Home equity lending: evidence from recent surveys The use of home equity loans has increased since the mid-1980s as the result of a 1986 tax reform which eliminated tax deductions on other forms of credit.... (Continue Reading) House of cards? Home-equity borrowing could be risky business as interest rates rise - Personal Finance Home values are way up, interest rates are way down, and personal incomes have been way stagnant. Should you tap into that burgeoning home equity to ...... (Continue Reading) |